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Tesco Car Insurance spelt my dad's name wrong on my mum's policy?
Hi basically I've just realised after buying an insurance policy from Tesco they spelt his name wrong.
The policy is in my mum's name. However the car is registered as my dad's because its his, but the reason why the insurance is in my mum's name is because its cheaper on hers if that makes any sense as my dad is much more expensive than her, so basically its a cover.
Now will the name error affect buying the tax disc? Additional Details Yes JG, Tesco has agreed to let my mum be on the policy instead of my dad. On the policy it says on her information that relationship to driver 2 is spouse (which means driver 2 which is my dad is my mum's husband) and then on the car details section it says You//your spouse/civil partner owns the car and next to it the word "Yes" in bold is highlighted. So basically is this right what Tesco has done?
You can get the spelling changed. Just get the policy holder to call in (doesnt matter who owns the car - the policy holder has to notify). make sure though that the person noted as the main user of the car is recorded correctly, (again because we're talking about husband and wife, it doesnt matter which one it is) as long as the info is correct on the policy.
JG is partially correct. The registered keeper of the car can be different from the policy holder where it is a husband and wife. A fronting querie might be raised if the registered keeper of the car differed from the policy holder when the registered keeper is a) a young person driving a car which the insurance company would not normally cover, b) where the main user is found to differ from that stated on the Certificate of insurance c) the registered keeper is not related to the policy holder in any way.
well as just get Tesco to re-write the certificate its easy done
but i must say i thought only the car owner can insure a car.
my friend was going on holiday for two weeks and as i was with out a car at the time he said i could use his when he was away as-long as i got insurance for the two weeks but when i went to insure it i was told i could not insure a car that was not mine, and that he would have to add me to his insurance for the two weeks he was away
It won't affect anyone's ability to tax the car, but are you sure that Tesco have given a policy in your mother's name with your father as the registered keeper? They won't usually do that, as it's known as 'fronting' and technically obtaining insurance fraudulently.