 Additional driver has an accident? |
| If an additional driver on a policy has an accident and when the time comes to create a new car insurance, does the main driver have to notify the new insurance company of the accident or will the ... |
|
 can i drive to work with a permit? |
| i live in california and there has to be some kind of work permit form i can get from the DMV to go to work and school with a permit. there is insurance on my car but it's under my dad's ... |
|
 I think I am being unjustly blamed for a car accident I was just involved in? |
| I was double parked outside of my friend's house. You can't park there legally because it says "FIRE LANE NO PARKING," so i left the car running with the blinking lights on and ... |
|
 My car loan and my car insurance are under my mom's name -? |
| what is the easiest way to have both the insurance and loan transfered to my name only? I have about 10400 left on my current loan but the car is worth about 8000 now. Any ideas?... |
|
 Is it legal to use an exisitng license plate on a new car purchased (NY)? |
I'm about to purchase a car in FL (private sale) and want to drive it back to NY, is it true that I can ...
Get insurance on the new car and use a valid license plate I have on another car? ... |
|
 speeding ticket and insurance question? |
| Ok i got a speeding ticket yesterday i have been told two things one you should notify insurance immediately and that i should not notify insurance and they will just find out on next renewal and ... |
|
 Can my Parents Take my Car? |
| I am a 18 year old, who is driving a car. My car is registered under my mom and she is threatening to take the car and sell it to a different person. I am the owner of the insurance. Can she take my ... |
|
 ROAD TRAFFIC ACCIDENT WHOS FAULT? |
| HELLO I WAS ON MY WAY HOME FRIDAY NIGHT AROUND 7PM I WAS DRIVING ALONG A STRAIGHT ROAD THEN THE ROAD SORT OF DROPS DOWN AS IF YOU ARE COMING OVER A HILL UP THEN DOWN SORT OF THING AS IVE COME OVER SOM... |
|
 i reversed off my drive and stopped, neighbour reversed into me? |
| he says he had right of way as he was on the road. when he hit me i was stationary i say he did not use all his mirrors this is now with insurers but who is right ?... |
|
 what lawsuit does apply if my car got hit? |
| i cannot settle arguements with a man who hit my car at the back. what lawsuit can i apply?... |
|
 Somebody backed into my car today? |
| Ok well today I was backing out of the parking lot at my work. The person behind me starts backing up while I already am backing up. I dont think she looked. And even honked at her. Still got hit. W... |
|
 What in the world is the insurance co. pulling here? |
| My fiance, who is 23, had his red 1987 Camaro IROC Z28 registered and insured in his name a couple months back, due to his regular work car being down. They gave him a VERY reasonable premium (at ... |
|
 can i insure my car without a license? |
| i will be getting my license in 3 days and i want to regisiter my car the same day that i will get my license, however i heard that i cant register it without insurance. is this true? will i be able ... |
|
 Driving someone elses car? |
Hey
My boyfriend recently bought a car from a friend of his. The thing is that he is not a legal US resident yet, and therefore does not have a driver's lisence. He decided to put the car ... |
|
 Is the apartment employee liable if they hit my car on property with no car insurance? |
| Okay I'm really stuck and I don't know what to do. Last night my car was hit on the driver side of the door and this morning I found a note tied to my windshield. It turns out that the Lady ... |
|
| accident without permission and license? |
| Younger brother age 17 drove my aunt's car without permission and license and had a hit-n-run accident. There was no major damages on both cars. He slightly rear-ended the other vehicle. C... |
|
 here is the question: suppose you are driving a car along a free-way and you encounter an unavoidable situatio? |
| guys..i really need your help..please,,I'm begging you guys..actually the question is not that kind of hard,but it is really difficult to answer..pls..thanks..... |
|
 what's the worse it can happens if i call the bank to repose my car? |
| my daughter needs to return a lease car cause she is not able to make more payments.My name is on the lease too as a co-... |
|
|
 |
Steve D |
Car Insurance Liability?
|
Should I go around and get $2000000 in liability, or should I just go with $1000000?
|
 |
Show all answers
Post your answer
|
|
|
2008-07-24 16:58:11 +0000
|
Depends. Are you a home owner? Do you have a lot of assets? Talk it over with your agent.
Was this answer helpful to you? Yes
/ No
|
|
2008-07-24 17:50:41 +0000
 |
Most people don't even have it that high. Most commercial companies that have people driving their vehicles for work only have the one million. I assume that is 2 million or 1 million aggregate meaning, over the course of the policy, which I believe would likely be 6 months your insurance will pay our no more than $1,000,000. so lets say you hit someone where you're at fault and they get $10,000 in medical bills and want like $5,000 for pain and suffering. your insurance pays $15,000. now if you hit a whole school bus and they all have about $100,000 in medical bills and they is about 10 kids all with that range of medical bills, plus any warranted pain and suffering that'd be over a million. so I guess its up to you. although I think the chances are slim and thats why most people only opt for $1,000,000.
Was this answer helpful to you? Yes
/ No
|
|
2008-07-24 16:55:36 +0000
 |
depends how safe a driver are you
Was this answer helpful to you? Yes
/ No
|
|
2008-07-24 17:11:06 +0000
 |
It really just depends on you. Do you get in to alot of accidents? Do you drive a big vehicle that could cause alot of damage? You should discuss this with your insurance company. They will be able to tell you what amount is coverage is the best for you.
Was this answer helpful to you? Yes
/ No
|
|
2008-07-24 19:15:44 +0000
|
For automobile insurance the quick way to get a very good rate is do a rate comparison on auto policies. Make sure that you compare similar options with the same limits, car type, zip code, etc so that all things are a good comparison.
What I most often recommend is an online comparison quote at http://www.InsureAutoNow.info since they have lots of insurers and will give many quotes on car insurance polices.
Was this answer helpful to you? Yes
/ No
|
|
2008-07-24 17:11:01 +0000
|
Those are very high limits. I carry 100/300 on all of my vehicles. Since I own a home, I also carry a $1 MIL umbrella policy(excess). It will be a lot cheaper for you. I am not even sure if personal policies cover you for such high limits. Discuss your concerns with your agent or sales rep.
Was this answer helpful to you? Yes
/ No
|
|
|
|
|
|
Questions
List
|
Answers
|
Last Post |
|
|
|
6 |
14 minutes(s) ago |
|
|
|
6 |
25 minutes(s) ago |
|
|
|
6 |
56 minutes(s) ago |
|
|
|
6 |
1 hour(s) ago |
|
|
|
6 |
5 hour(s) ago |
|
|
|
6 |
7 hour(s) ago |
|
|
|
6 |
2 day(s) ago |
|
|
|
6 |
6 day(s) ago |
|
|
|
6 |
1 week(s) ago |
|
|
|
6 |
1 month(s) ago |
|
|
Homepage 
Legal
Forum 
Insurance & Registration 
