How do you keep a speeding ticket from hitting your insurance hard?

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mohvictor	go to the appointed court date and tell the judge the situation (ei. fight it) or over pay the fine by $5 for some reason the computer system can't handle over payments and kicks you r record out of the database, this was true a few years back, not sure if it's valid today Was this answer helpful to you? Yes / No

The answer guy	Some judges will dismiss a minor ticket if you take a defensive driving course in which case it won't show up on your record. Some insurance companies will not penalize you if you take a defensive driving course after getting a ticket, if you haven't had any other tickets. Was this answer helpful to you? Yes / No

gmike2444	Go to court plead guilty and see if you can take a defenseive driving course. Was this answer helpful to you? Yes / No

oohimgood	Sometimes the judge will forgive the ticket if you pay the fine and attend a defensive driving school. Was this answer helpful to you? Yes / No

Just Me	Unfortunately, there really isn't any way to counteract it. If you didn't think you were going that fast, you should have asked to see the radar gun fir yourself. I know, no one ever thinks of it, I didn't either when I got pulled over (supposedly my little four cylinder went 0-67 up a 72 degree incline in about eight seconds). I wish there was more I could tell you, but I really don't know. You can't fight it, because a judge just looks at anyone under thirty as a lying, partying druggie. I know,it's not right, I know, some don't. But over all, many do. Was this answer helpful to you? Yes / No

FeatherHead	Go to court...plead guilty with an explanation and hope for the best. Was this answer helpful to you? Yes / No

Steven D	Every state and community is different but in some areas if you pay the fine quickly and before the court date, the insurance companies do not find out about it. It's not foolproof, but it works sometimes. Sorry that I can't give you a better answer. Was this answer helpful to you? Yes / No

?	you might be able to get the charge reduced Was this answer helpful to you? Yes / No

starting over	Go plead it out, if it is your first offense, they will generally reduce it to a non-moving violation. Next, in NY, you can go to defensive driving classes to remove points from you license, you might be able to do something like that. Was this answer helpful to you? Yes / No

Brainiac	You don't. Insurance companies have access to driving records. Was this answer helpful to you? Yes / No

Sparkles	Contest the ticket and tell the judge what you wrote about the weather condition the night you were driving. It will not cost you anymore to contest than it would to not contest it. Was this answer helpful to you? Yes / No

Blue Steel & Lace	Go to traffic school Your ticket will be dismissed and won't affect your insurance at all. Was this answer helpful to you? Yes / No

Jen	If you can, try to go to traffic school (check with the court to see if you’re eligible, and witch one to attend). If it’s your 1st offense that's eligible in 3 years, you can go, and the ticket disappears from the system, and insurance does not find out. (Unless an accident happened related to the ticket) you can also go to court. Pray the cop does not show, and it will be dismissed Was this answer helpful to you? Yes / No

dze	its going to hit ur insurance so accept it ... maybe it wont be too to hard :) Was this answer helpful to you? Yes / No

Webber	Dispute it. You have nothing to lose. If the police officer doesn't show up to the hearing, you automatically win. I know people who dispute every single ticket they get, and they seldom lose. Was this answer helpful to you? Yes / No

feel/the/need/to/fly	Its not looking to good for you,You better be a smooth talker becuz I have never gotten out of a speeding ticket yet. Its been so long sense I have gotten a speeding ticket I forget how much my insurance went up each time. GOOD LUCK!!!! Was this answer helpful to you? Yes / No

mom_of_1	Make sure your insurance is NEVER late and don't switch companies until it's off your record. Don't get anymore tickets either. If you pay late or wanna switch companies, they are gonna run a check. You can also be put on court supervision for so many months (6 I think) and it will not go against your record IF you don't get anymore tickets. This will cost you a little more also because you'll have to pay court costs. Was this answer helpful to you? Yes / No

?	Go to court and contest it. That's your only shot. Sounds to me like the cop was being generous. You could have been nabbed for inattentive driving. Your parents will be thrilled with the increase in their insurance rates. Guess you're walking or taking the bus for a while. Was this answer helpful to you? Yes / No

bjd72003	did they give you a fine or a court date???? If you have a fine to mail in then just pay it and then find the nearest traffic class and pay the 25 dollars to go to a class...they will give you a reciept and you can take it to your insurance company and it will ower your insurance like 5 to 10 percent which is what the ticket would raise it so it will level out. if they gave you a court date request traffic school...if its your first ticket then the judge will usually grant it which means the ticket is dropped apon completion of the 2 to 4 hour class and then you can still take the reciept and get a discount at the insurance company... so then you get cheaper insurance and no ticket on your record! dont freak! it'll be ok! the class is usually 2 to 4 hours long and they lecture you about seatbelts and speeding and somtimes make you watch videos of car crashes. Was this answer helpful to you? Yes / No