What are the risks involved if you do not tell your car insurers about any convictions ie drink driving?

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Jody D	No risk other than they can cancel your policy or raise your rate. Was this answer helpful to you? Yes / No

Galaxie500XL	Well, the obvious one is that they'll likely drop you. If they're very motivated, they could prosecute you for fraud. Was this answer helpful to you? Yes / No

Big Deall	Where are you? Wanna go get some beers? I'll buy you drive Was this answer helpful to you? Yes / No

Dec08Mommy	As an insurance agent, I happen to know that your driving record will be run. You may receive an initial price that sounds good if you lie about the drinking conviction. rest assured, they will find out and drop you. End of story Was this answer helpful to you? Yes / No

Barry auh2o	They will eventually find out. They will re-bill you for the correct rate., retroactively, to the date of the incident or effectivedateof your policy. If you do not pay it, you will be cancelled, and they will STILL bill you for the correct premium from between the date of the indicent until they cancel you. If you do not pay it, your chances of getting ins in the future will be very limited and very expensive. Was this answer helpful to you? Yes / No

WelshLad	Your insurance is invalid Was this answer helpful to you? Yes / No

Fred C	They will likely find out and refuse insurance. If they find out later, they will send a notice of cancellation by registered letter, and you will have no appeal. If they find out after you have an accident, they will refund your premium and deny coverage because of false and misleading information. Was this answer helpful to you? Yes / No

WELLINGTONY	Ooooops, your ins will ONLY be covered for 3rd party claims so If you write your motor off - TUFF !! And in any case, you commit a criminal offence by making a false declaration to obtain ins. Take all that as GEN - ex-motorcycle TRAFFIC COP at your service - take that as GEN too !!! W Was this answer helpful to you? Yes / No

cfmp	Hi Very simple: you are not covered. By not informing your insurance of fines or convictions you are rendering your insurance invalid. If you have an accident, the insurance company will refuse to pay and you can also be convicted for driving without a valid insurance cover. Not a risk I would take!!! C Was this answer helpful to you? Yes / No

Scouse	They will find out and may refuse to insure you which will mean you are driving without inssurance or they may suspend your insurance until you pay the full premium. It will I understand affect you for about 10 years Was this answer helpful to you? Yes / No

welcome news	1) Prosecution for 'trying to obtain a pecuniary advantage' 2) If you injure someone or damage their property you will be asked to refund all the costs the insurance company pay to them - so you can say - goodbye house, goodbye car, hello bankruptcy! God - the things people do to try and 'save money'. Was this answer helpful to you? Yes / No

golden	you could end up eating porridge or working for the rest of your life to pay compensation your policy is invalid but if you do some leg work you can get insurance quotes right down mine is £311.98 after a 16 month ban Was this answer helpful to you? Yes / No

wonderingstar	more points & higher premiums i guess Was this answer helpful to you? Yes / No

Wafflebox	Your insurance will be invalid, and if you have an accident, you won't be insured. You might as well not have any insurance at all rather than lie about because the end result is the same. The only difference is you're paying for one. Was this answer helpful to you? Yes / No

futuretopgun101	You will be effectively be driving without insurance. Was this answer helpful to you? Yes / No

constantreader	Thanks to computerized records checks, your insurer will note that you lied on the application and either refuse to insure you [that's the good news] or refuse to insure you AND make sure your name goes on one of those lists of risky customers [bad news]. All of the above will stick to you like glue... and then there's the famous question, "Have you ever been refused insurance?" Gee...pay high and stay honest while there's still a window of opportunity. Not telling your car insurance folks the soggy truth is about as sensible as retouching X-rays to make a broken leg go away. Was this answer helpful to you? Yes / No

Scott H	Do you think insurance companies are staffed with idiots? They will do an extensive check of your driving history and when they find out, they will cancel your coverage and could prosecute you for providing false information on an insurance application. Or, you get into an accident and then they find out and void your coverage and you're really screwed. Was this answer helpful to you? Yes / No

bwbilly	if you dont declare then you could end up in jail if you are involved in a serious accident, its not worth it to hide it Was this answer helpful to you? Yes / No

jed slade	Yuor insurance will be invallidated,you will then be liable for all damages ,costs, fines and compensation involved.not to mention the police charges. Was this answer helpful to you? Yes / No

ChocLover	They will not pay out if you make a claim, therefore you are not legally covered. They might still insure you if you are honest and tell them about it but your premiums will be much higher Was this answer helpful to you? Yes / No

Dreamweaver	The problem is if you are involved in an accident and they find out about the convictions They can invalidate your insurance You are them personally responsible for 3rd parties damage + your own and you can be prosecuted for driving without insurance and depending on any injuries to 3rd parties you could spend time behind bars plus have a hefty fine Now does it seem worth the risk (ex driving instructor) Was this answer helpful to you? Yes / No

Neil	Your insurance will be invalid. So you will be paying for no benefit. If you did try to claim on the insurance, you could be convicted of fraud, although a conviction for driving without insurance is more likely. Was this answer helpful to you? Yes / No

italy_coolfun	Well first, they will drop you. Then if they really wanted to they could turn you in for insurance fraud. Insurance companies are not stupid and will not overlook major issues like that. Was this answer helpful to you? Yes / No

Pleasant Peter Perkins	You commit a further criminal offence by driving without insurance because it is invalid. You also leave a potential victim without compensation. Was this answer helpful to you? Yes / No

sweetsue_2k03	Your car insurance will be invalied and you are therefore UNINSURED Was this answer helpful to you? Yes / No

Schuutz	Like driving without valid insurance you mean? If you make a claim, or anyone claims against you, your insurance company would wash their hands of you. Was this answer helpful to you? Yes / No

Scottish Girl	If you are involved in an accident your insurance will be invalid so you have to pay for all repairs yourself, plus you could be done for driving without insurance Was this answer helpful to you? Yes / No

VENI VIDI VIDIC	If you don`t disclose something then your insurance becomes invalid. Was this answer helpful to you? Yes / No

JillPinky	It is an offence not to disclose any information that is asked on an insurance policy questionnaire. If you choose not to disclose any convictions or impending prosecutions and you are issued with insurance, it is immediately null and void. Technically speaking you will NOT be insured and could be charged with fraud. The only way is to be honest, divulge any convictions or impending prosecutions. Some insurers will not insure you, others will, but at a premium. Was this answer helpful to you? Yes / No

j c	That is called INSURANCE FRAUD, and it is a Federal offense. It wouldn't work anyway. The rate they quote you is not guaranteed. Your insurance company will check your driving record before they validate your policy and they will change their good-faith estimate. It will be up to them as far as pressing charges. Was this answer helpful to you? Yes / No