My friend borrowed my car and crashed it. Should she pay for (or even part of) the deductible?

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Miss Honesty	it is both of ur faults and she should pay half. 50/50 1.) she drove ur car and crashed it 2.) u let this woman drive ur car its a sh*tty situation man...good luck and im sorry she isnt offering to pay. if you have to take her to court--then do wat u gota do. Was this answer helpful to you? Yes / No

teenage years suckk	yess!! she pay for some of it has she even offered?NOO! well she should especially if it was her fault. GET HER MONEY and fix the car girl that some wrongg BS. TAKE HER BUTT TO COURT.! Was this answer helpful to you? Yes / No

Courtney	She crashed it. She pays for it. Simple tell her it was a mistake on your part letting her take it but its her responsibility to pay for the damages since its her fault. Cops know what they are looking at when they determine whose fault it was. Was this answer helpful to you? Yes / No

Hamza K	tell her if she doen't pay the damaages we won't be friends anymore because you are trashing my ** and just not giving a ** about it sorry for the language Was this answer helpful to you? Yes / No

missy2	If she is a good friend she should offer to help pay for the deductible to fix your car. The accident does follow the car and the registered owner but still there is manners. Good luck. Was this answer helpful to you? Yes / No

loves2read	With my insurance if I borrow a car and wreck it my insurance company would be the one to file with not the person whose car I borrowed. If this person had any kind of insurance just temporarily not a car (it happens) have her check with her company. If not she was at fault and cited so she should pay for all of the damage not just the deductible. No reason you should absorb the additional cost to your insurance as you said you're on a fixed income. If your friend pays then you wouldn't even have to file a claim with your company. Was this answer helpful to you? Yes / No

billy p	she is LIABLE.when she borrowed it she entered into a contract to return it as she borrowed it.you will have to sue her because the people she hit will sue you because it was your car....EXPENSIVE LESSON TO LEARN,YOU CAN GO BROKE AND HAVE TO FILE BANKRUPTCY.she is stupid and playing you.now you will pay!!! SUE HER AND GET WHAT SHE HAS,SHE JUST RUINED YOUR LIFE Was this answer helpful to you? Yes / No

Nate W	Ethically, she should pay the deductible. Legally, I'm afraid your responsible for whom you give permission to drive your car. Sorry that happened to you. Was this answer helpful to you? Yes / No

40something	The moral point here is clear, she SHOULD pay, but the law is not whay you would expect. Provided the person is driving with your permission, your insurance on the CAR allways pays first. This is a claim on your policy, and your rates will probably go up just as if you had the accident. This is why you have to be very very careful about loaning out your vehicle. Was this answer helpful to you? Yes / No

mrystry1	Yes, she should pay for something. Was this answer helpful to you? Yes / No

rob	hell yes she should pay. Was this answer helpful to you? Yes / No

Joey	Go to Judge Judy. She'll know what to do. Was this answer helpful to you? Yes / No

dear_gurl	No question. She absolutely should pay the full amount of your deductible PLUS repairs. Never mind that she's supposed to be your friend, any decent responsible person would do this. Here are important issues to consider: if you make a claim and use your deductible your rates will go UP rather and you will continue paying for her; better if you pay out of pocket, which is the less expensive route for you. Remember, this is more than a deductible cost; you need to talk to your insurer and have them help you figure out how much extra over time this will cost you if you make a claim. You were a generous friend to have loaned it to her. She got in the accident, she was cited, and she's responsible... period. Is she so disillusioned to think others are liable for her actions and mistakes or that they just go away if you ignore them? I've learned a lesson from you; anyone borrowing a car needs to first verbally (or in writing) agree to be 100% financially responsible for any damages & related costs incurred while in their care... before being given the keys! At least you'd have more of a legal leg if it came to that. Shame on her for not offering. Best to you! Was this answer helpful to you? Yes / No

Heather	What kind of friend is she if she doesn't pay?!?!? Was this answer helpful to you? Yes / No

gofyourselfloser	why wouldn't you make her pay? Was this answer helpful to you? Yes / No

nahnah03	of course she should pay for it. it's her fault. take her to court. Was this answer helpful to you? Yes / No

pinky0927	hell yea she needs to pay! if she refuses then take her to court! Was this answer helpful to you? Yes / No

LOH	It's unfair on you if she doesn't pay Was this answer helpful to you? Yes / No

Liz	totally her fault, make her pay every penny, she is lucky you let her borrow your car Was this answer helpful to you? Yes / No

MEJJ	Etiquette is that you sit down with her and let her known that you expect her to pay for it. Granted, if one repair shop can do a perfect job for $2K instead of $4K at another shop, you should have the courtesy of choosing the cheaper place. However, I do not think this means you should go to extreme lengths looking for cheaper places to spare your friend some money. If she refuses, bring her to court. Was this answer helpful to you? Yes / No

blatantly opinionated	Obviously she took responsibility when she borrowed your car. She should pay ALL of the deductible. Etiquette be damned....and NEVER loan your car to anyone, regardless of how good a "friend " they are. Was this answer helpful to you? Yes / No

salon_junkie	pay the full deductible...that is her legal obilgation Was this answer helpful to you? Yes / No

bethanne	Yes. You may need to sue her for the deductable as well as any monies that the insurance company will need to pay. If you are reluctant to do so, talk to your insurer, who will be more than happy to do so. Chances are that in spite of the fact that you were not driving the car, your rates might also go up (not 100% sure about this part, though). Forget etiquette in all this; she blew her end of the friendship when she did not offer to even cover the deductible, let alone a potential rental car for you in the interim since you mentioned that she crashed the car. Was this answer helpful to you? Yes / No

Tuff D	Don't be surprised if you end up with no car and no friend. Your friend is obligated to pay for the car or the difference that your insurance doesn't pay. Was this answer helpful to you? Yes / No

Jack Slater	A good friend would immediately offer to pay fully for the deductible. She crashed the car, not you. At the very least splitting it would be acceptable, since it is your possession that she crashed, you as well took a risk. It would not be acceptable for her to offer nothing. Was this answer helpful to you? Yes / No

♥Horses♥	i am 14 and it seems to me like she should pay it because you said it yourself it was HER fault! you need to tell her it was her fault so you need to pay it! Was this answer helpful to you? Yes / No

Red	Yeah, she wrecked it, she needs to pay the deductible. You have the patience of a saint, I personally wouldn't even take the deductible, I'd make her pay all the repairs out of her pocket. Or foregoing that, she has to pay the difference of the increased insurance premiums (since I imagine your insurance is going up quite a bit). Was this answer helpful to you? Yes / No

jcurrieii	She is morally and ethically required to pay 100% of the deductible, and necessary expenses for you due to the loss of the car. Legally, the RO (Registered Owner) is required to pay for 100% of all costs. First...sever all relations with this non-person in human form. She's proven to be a liability. Second...she's been cited as causing the accident while in possession of your vehicle. Sue her. There are any number of decent lawyers who would be willing to take the case on a 25% commission after you win. Just remember to ask for more than the deductible. Unfortunately, since the deductibles likely under the $5000 or $10000 minimum for Small Claims, that's where you'll be, and you're not allowed a Lawyer to represent you there. Third...talk to your Insurance Company. THEY may be able to sue her on your behalf. As for the etiquette of the situation...if you damage someone else's property while it is in your possession, YOU pay for it (or at least the insurance deductible)! There is one unfortunate part of this situation...you are probably going to have to bite the bullet and pay-off the deductible if you want your car back on the road in any semblance of soon. There is a fortunate part too...you found-out what a parasite this woman is, and can now cut her out of your life safely! Good Luck! EDIT: Thumbs-up to heart Horses heart! I Wish more teens thought like that ! :D Was this answer helpful to you? Yes / No