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ballochmac
Is it true that you have 14 days grace after your car insurance runs out?
my car insurance runs out on 28th month i get my new car 2 wks later was told you get 14 days grace



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?
i never eard such thing mate . and i drove in portugal , spain , france , italy , brasil , irland , venezuela and now in the uk .

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dpc
Rating
Insurance agencies have diffrent grace periods. Most of the time they will insure you, but if you don't pay they can still charge you and if you still don't pay it can be turned into a collection agency. Your best bet is to pay the insurance and have it transfered over to the new car in two weeks

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Bernice W
No.

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brian427uk
Greetings

No there is no period of grace! You MUST have current insurance cover any time a vehicle is used on public highways.

Brian

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jameshens
No, absolutely not. Not even one minute's grace. As soon as your policy expires, you are not insured - no excuses.

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?
Rating
no this is not the case infact the pnc police national computer alerts when tax and insurance is expired or about to sorry goodtry jon

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notaclue
Rating
Is this a "blonde" question or what?? Come on, this isn't rocket science! Think about it!!!!! You're coverage ends the day and hour the insurance company put on the cancellation notice which is generally 12:01 AM!!!!

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paulie.t
no chance renew your insurance and when you get the new car just transfer the insurance

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Farm bred, grain fed, all natura
Rating
Depends on the company. Mine only gives 10 days.

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CHRIS W
Not on Insurance but as I understand it there is up to 14 days grace on the Road Tax this is to allow time for postage etc

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Shockey Monkey
Nope, when it ends it ends.
Re-insure the car, and then change the car on the policy when you get it.
Just did that with All state, and had no issues, just a lot of mail.

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Whoosher
Rating
No no no!! You'll be breaking the law the second after your insurance expires if you carry on driving.

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nemraC
Rating
not true!!!

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Dragon Lady
NO! Don't do it! If your insurance expires on the 28th, you are covered until midnight on the 28th. Be safe... not sorry.

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Fred C
Rating
Why would any company give you free insurance? On home policies we have 30 days grace, but if you don't pay your renewal or return your documents, you get cancelled and billed for the time on risk. Car insurance is over when it is over. Renew, then transfer your insurance when you get your new car.

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thenibbler1977
Rating
hi there
when you purchase your car insurance you normally do it over a twelve month basis, there for when the twelve months is up unless you have renewed it, it will end there is no grace on insurance tax or mot anymore they all have to be valid.
you would not be insured to drive if it had ran out.

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Jonathan
Rating
I wouldn't intentionally use it, you could find yourself up against a jobs-worth who'll do you anyway.

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sonic
Rating
no once its ran out you are no longer covered

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starlet108
No way - DO NOT drive your car when you insurance expires . 3 points or more on your license and a hefty fine if you do. Its TAX you get 14 days on xx

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Val G
Do you honestly think that an insurance company which charges you the earth for a policy in the first place, is going to GIVE you 14 days FREE!!!!!!!?????? I don't think so! If you're uninsured, don't drive!

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shyguy54
you must pay within 14 days of due date
you will need to insure new car anyway so whats the question

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Ally
Would not trust that at all - insurance companies will get out of paying out claims any way they can. If you had an accident within the 14 day period you can be damn sure they wouldn't pay out. I think they might have to write to you to advise you first though.

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peter h
You have no 14 days grace with insurance and you dont get any grace with your road tax either.You just get done.

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hakuna matata
Rating
you will not be insured after the time and date end, of the insurance certificate. You will have to insure your vehicle then change the insurance over to the new vehicle as soon as you receive it. If you pay your ins. co. by direct debit, then they renew your insurance automatically until you cancel the debit.

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Martin14th
you get No grace what so ever, and anyone who has said different is mistaken, if you take a car on the road it must have a current certificate of insurance.

It only takes one phone call to change to your new car,

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angel
i think youll find thats your car tax

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Stevie t
UK - DEFIANTLY NO.....IT EXPIRES ON THE DATE AND TIME AS ISSUED IE COULD BE 0900HRS OR 1500HRS ON THE LAST DAY....NOT ONE MINUTE MORE

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ElectronProbabilityCloud
Nope. Absolutely not. Its your responsibility to renew before it expires. Most insurers bombard you with reminders before the expiry date anyway so you can't even try and blag it that you forgot, the bobbies will just think your taking the piss.

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bostonianinmo
Rating
Nope! The policy expires at 11:59 PM on the 28th. From that moment onwards, you are not covered.

Some companies may allow a grace period for you to reinstate a lapsed policy without paying a penalty, assuming that there are no claims while the policy is in lapsed status. That will be spelled out in your policy if it's offered.

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?
Rating
it is not true that you have any period of grace. Insurance policys are time and date restricted. They expire on a certain date at a certain time, after that you are not covered to drive.
As for 14 days grace in relation to tax....also not so. It the vehicle is sighted without tax you may be taken to court for the offence.
Hope this helps

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creviazuk
In the UK there is NO grace period - that's why it actually has an expiry date. After that date & time - it is no longer valid.

Whoever told you that is a moron!

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