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 Do I have to tell my insurance company about my speeding ticket? What happens if I don't?
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 Can i buy my car back from insurance company after they have written it off as total loss?
I was involved in a accident doing 30mph, and suffered cosmetic damage to front of my car, no damage to other vehicle. Insurers have written it off as total loss as will cost more than car worth to ...


 Does my daughter, a learner driver, have to be insured to drive my car when i am in it with her?
i am insured and wonder if she needs to be insured if she is practising with me until she passes her test - she has her provisional ...


 Why do lots of people have no car insurance?
of course it must be cheaper to have no insurance than pay over £1000 and if you get caught you only pay a small fine (thats if you get caught)...


 Car accident... who is at fault?
(i've asked this b4 but i forgot to add somethings)
ok, i was turning left into a parking lot when a car that was going about 45 mph in a 25 zone hit me in the passenger's side...the ...


 Do you thinks that women drivers should be banned off the road?
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 Can you drive a car you just bought home with no insurance?
I heard that you can drive a car you have just bought to get it home within 12 hour of purchase with no insurance is this true?...


 My employer has issued me with a No Smoking Sticker that they want me to display in my leased company car?
They say that it is a criminal offence not to display the sign. I do not want a sticker on the dashboard of my car. Only I drive it and I do not smoke. Does anybody have knowledge of this regulation. ...


 Is it illegal to drive a car without car insurance?
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 My boyfriend just got a 2 tickets in my car!!!!?
A couple of hours ago my boyfriend got 2 state trooper traffic tickets in my car....I was not in the vehicle at the time but he received a ticket for "no seat belt" and one for "no ...


 Are red cars more expensive to insure and why?
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 My uk car tax ran out today will i still get fined by the dvla even if i buy it first thing tomorrow?
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 Driving without A licence?
Hi i was just wondering if you could help me i got pulled over by the police for driving with out a license and insurance. They gave me a piece of paper what said i have to bring in all my driving ...


 I just had a parking ticket, but the warden put the wrong vehicle reg. on it. Should I own up?
I think not!
What do you say?...


 I'm 17 and I got a license but my parents wont let me drive their car cuz i dont have insurance are they right
My parents say that since I don't have insurance...it's not ok for me to drive their cars by myself (even though their cars are fully insured and they themselves have insurance) are they ...


 Why do you have to have car insurance?
plz just straight ...


 Does any one know of any cheap car insurance, for my 18yr old son, whos just passed his test.?
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 If you hit a car which is parked illegally on double yellow lines,is it your fault?
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 If you drive someone else's car and get into an accident, who's responsabile for the repairs of the car?

Additional Details
his car got damaged, but he fixed it already. Isn't my insurance covering the cost,if any,on my part, and I am paying the deductible? shouldn't this be done ...


 If your are doing a turn around the road..and someone hits your car on the side, cos they were speeding who is
at fault...
Additional Details
it wasnt a bz road..was pickin kids up from school..so all cars shud be doin 5mph..enuf ppl saw the other car speedin...was 4 guys under the age of 20 and ...



Trainman
Is it legal to keep a car on a public road without insurance as long as it is not driven - UK ONLY PLEASE?
I will be buying another car soon, and may have to scrap the old one (if I cannot PX or sell it quickly) because of all the things wrong with it. Can I keep the old one on a public road after the insurance has lapsed, until I have sorted out what to do with it? It has a valid, current MOT certificate and the road tax is also valid.



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smokey
call your local law enforcement agency to get the TRUE answer

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Kylie M
Rating
right if the car has tax it cna be on the road if it has no tax it has to be off the road and delcared to the DVLA as off teh road! so if it HAS tax and no insurance and u do not dirv eit its fine! if it has tax no insurance and u DO drive it then u willl be done for no insurance! so make sure u have tax!

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shelley_32
if its got road tax then it should be fine

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niki
i think that it is but you cannot drive it it only has to be taken off the road if it has no tax

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aaroncbcb
i think it is ok i keep motors with no insurance on the road all the itme aslong as there is road tax

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polly
as long as you have tax no problem legally if you have no insurance and some tosser trashes your motor during the night, night night vienna

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jenni82
Rating
as long as its taxed its not a problem its only illegal if you drive it

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i give up
no - if it has no insurance it should be kept in a garage, driveway, if its on the road its illegal

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Magic
Rating
Your car can't be kept on the a public road if it's not insured even if its not being used on the road, it has to be kept on private property. If you were to insure it now you can transfer your insurance over to your new when you get, it's just an idea that might help you through this situation.

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rose
it has to be insured to be on a public road! Even if its just parked. Incase there is an accident involving your vehicle!

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cheeky
Rating
Actually it's a bit of a grey area at the moment as the government are just bringing in new laws regarding this point.
See this link:-
http://www.network.mag-uk.org/dec05p7.html
You will notice that the acronym S.O.R.N is used this is known as statutory off road notification.
So like i say it depends whether the government have brought this new law in yet.

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wisernow
Definately not legal to have any vehicle on the road without third party insurance. This includes a vehicle incapable of being driven, i.e. no engine, no wheels, no axle, etc.

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lou
Rating
no it wont be legal to have no insurance on the vehicle if it is in any public place.If you know anyone who will keep it on private property that would be ok

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Oracle
Rating
NO.

It is an offence under Section 147 of the 1988 Road Traffic Act to keep or operate a motor vehicle on the public highway without adequate insurance cover.

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jlovesgreen
Rating
no

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mashy_pie
Rating
No ones actually given you a reason, the correct answer is NO, because if someone drives into your car then even though your not driving it and even though your not at fault, it will come to light that it is not insured. This could result in a lack of payout from their insurance and possibly a hefty fine because your gonna find it harder to prove that you AREN'T driving it than they are to claim you've got an uninsured car on the road. And how are you gona prove that you dont pop to the shops in it now and again?

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googleymugley
Rating
You still need to have insurance on it even if it is not been driven. Some companies do provide discounts for 2 car policies or ask someone if you can park it up in their drive, back garden or even if anyone has a spare garage you can lend for a while. You will get away without insurance if you live on a quiet road but if anything should happen then you could have big trouble on your hands.

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jtxdesign
Rating
your insurance should let you add it as a temporary vehicle for about £20 or so, ring them, explain, worth a try! or mail me with the details i might be interested.

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Barking mad
Must be insured to be on a public road, big brother now knows if it is insured or not. Look in your free newspaper or Yellow Pages and get a scrap dealer to take it away, some give you a couple of quid for it. Easier this way.

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telboy everton forever
no thats illegal if it was off the road it would be ok

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Citizen DeCat
No. Any car on the public highway must be insured.

Although it is unlikely, it would be sod's law if someone crashed in to it, and worse still, were injured or killed as a result. You could be in serious trouble.

I can only suggest you get the minumum insurance cover - 3rd party - to make yourself legal. Shouldn't cost much.

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proud walker
No it is not legal and will be subject to seizure - which from what you say, might be doing you a favour lol

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taxed till i die,
NO,It has to be insured to keep on the queens highway.

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Weatherman
Rating
NO

If it isn't insured it has to be kept on private property

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JAMES -
NO

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oklatom
Rating
No, if it's on a public road it must be insured, whether driven or not.

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Thin Kaboudit
No, it is not legal. The bare minimum insurance available in the UK is to cover damage/injury your car may cause someone else. If the handbrake fails, and the (non-running) car rolls down a hill and crushes a baby, your insurance company would have to cough up for a new baby. If you have no insurance, you'd have to pay for the little bugger... (maybe that's not such a good example....)

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ALLEN B
'fraid not!

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snetterton
No it is not legal to do this.

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Bardic
Rating
The TRUE answer is, in the UK, a vehicle on the highway, which includes being parked or driven, MUST have the following :

1] A valid tax disk

2] Valid insurance to cover third party risks

3] A valid MoT if appropriate

In some areas an uninsured vehicle found on the road can be seized.

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welcome news
Rating
If the vehicle is on the road then you must have insurance. However you can probably get your insurance company to cover it as a temporary additional vehicle on your current policy.

I will clarify the above. The 1989 Road traffic act (143) states :

(a) a person must not use a motor vehicle on a road unless there is in force in relation to the use of the vehicle by that person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act, and

There is a certain ambiguity in the word 'use' - is parking 'use'? However it is far better to have insurance rather than have the trauma of persuading a magistrate that you are not in contravention of the Act!
--------------------------------------...
See below for more information

Pumbien v Vines


(1995) The Times June 14 Queen's Bench Divisional Court


A motor car parked on a road was being used on the road for the purposes of sections 47 and 143 of the Road Traffic Act 1988 even if it was totally immobilised and could only be moved by being dragged away, and, therefore, required both a valid MOT certificate and an insurance policy

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