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 How can I make it clear that this car accident was not my fault?
I was coming off a motorway which straight leads onto a roundabout. The traffic was a bit busy so cars were queued but still moving. The car infront of me was just about to move on to the roundabout ...


 My son hit a parked car on his bike and scratched it.?
The owner wants money from me. Could she claim on her insurance?...


 Question about Car insurance?
Ok, My husband has a 2000 Ford Ranger and the back drivers side rear window got busted out by a baseball(it was an accident) and he has insurance through Geico, well it says on his comprehension ...


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He has just been ...


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...


 I would like to use my mates driving details, e.g. licence, insurance, etc..?
I'm hoping to pass myself off as my mate while his on holiday, before you ask he is happy with all this, though has told me to drive carefully. If stopped by police if I tell them his details, ...


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Was reversing straight back on my side in an wide open car park when a pick-up takes wide berth at corner driving into back of jeep....


 Involved in car accident please help!?
I was involved in a car accident on Sat., I was stopped at a light behind like 10 people when the light turned green it was still stop & go so I made sure to be careful but the lady behind me ...


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That he was injured in the accident, my insurance company called and said they will deny his claim after they check to make sure there was a left turn signal at the intersection the accident occurred....


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Someone told me if my car had under insured motorist it covers any one who drives it why do I need 2 put my son on it then. The insurance company says I have to but this other person has 3 kids and 2...


 Can the insurance company repair your totaled car even if you do not want to repair it?
...


 Is driving an automatic car for the first time hard????
i am first starting to drive for drivers ed tommorow morning and i am nervous about it considering i have never had driving experience
Additional Details
sweet thanks ...


 If i bought a car that was taxed and mot for 6 months can i get it home without insurance?l?
Want to work on car before insuring ...


 How can you sell a car that has no title, or registration?
Or how would you go about obtaining these items. This car may have been recieved illegally...
Additional Details
2006 chevy ...


 What age do you have to be to get a driving licence?
what is the minimum age to get a driving licence?
i heard they are going to put it up to 21 :-(...


 I hit another car driving to work this morning It was completely my fault and I'm insured but...?
My car failed it's MOT on the weekend, it needed about £300 more work sone on it after the service & MOT so I was putting it off until pay day next Friday. Wihtout MOT is my insurance ...


 I am settling a motor accident without going through the insurance. I was the victim! Help!?
I was involved in a motor accident where the other person crashed into the back of my car.

We talked and exchanged details and he takes responsibility for the accident. He didnt want to ...


 Do you have to get your repairs done at the garage where you had its MOT done?
or can you quote around?...


 Whats the cheapest car to insure?
...



Zoli
If you drive someone else's car and get into an accident, who's responsabile for the repairs of the car?

Additional Details
his car got damaged, but he fixed it already. Isn't my insurance covering the cost,if any,on my part, and I am paying the deductible? shouldn't this be done through the insurance it anything?



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airika91
Rating
if you drive someone Else's car and your not on there insurance then the person who allowed you to drive it is responsible for all damages that may accrue during the time they allowed you to drive there car.

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socalgirlie07
Rating
it depends on the insurance but most likely the person who was driving. some insurances cover the car no matter who was driving it.

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Zakiya g
Rating
not you they sould have insurance

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journeyman4436
Rating
the person driving is responsible.... it's the right thing to do, they may have insurance, but the person driving at the time is responsible.

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Rating
the person who had the car during the accident...

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YAY IT'S ME!!
The person who was operating the vehicle at the time of the accident is responsible for the repairs to the car.

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Erindipity
I'm no insurance expert...but I believe liability coverage covers the driver...collision covers the car (and the owner of the car is responsible for deductibles, etc). Naturally, as stated above, the person who wrecked should have some ethical obligation to help the owner out.

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cszerf
Rating
you wrecked it you should pay for it.

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Lenita
The person who was driving when the accident occured.

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bearkat_aggie_2004
as far as I understood my friends that had the same thing happen to them, the owner of the car is responsible for the repairs. Now if its a friend, the nice thing to do would be to help out, but I dont believe there is legal obligation to do anything.

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baldyhugsblues
the driver of the car. they cause it. its not the owners fault it aybe covered by the insurance

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alleykhad607
Rating
the driver, you borrowed it ,you take full responsibility
the owner is not driving it at the time.

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Just a friend.
Rating
The person who wreaked the car is responsible. The owner's insurance may pay for it, but either they or the owner can sue and win to get repaid.

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Vino
Rating
IF you kill someone.by using someones knife who is responsible?

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lanena87
Rating
yeah...

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krazy_gal04
The owner of the car...that's why they have insurance!! It's their responsibility even if they don't want to admit it!!

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scottyisrude
Good question!

The person at fault pays. That is, if you were driving and some knucklehead caused the accident, he/she pays.

On the other hand, if it was your fault, the owner of the car pays. Naturally, you should make every effort to pay for what you did and preserve a friendship.

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dizzy geeza
Morally, You are responsible for your friends car to repair damage. Be it through your insurance, or through your wallet!

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flamingo_sandy
Rating
The owner's insurance would be responsible, and the driver would be responsible for any deductible.

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OhGreatWiseOneinHipWaders
You have not provided enough facts.

Also are you asking the moral or legal obligation?

Is your insurance actually paying to repair?
Or is it his insurance? or both?

Even if your insurance is paying for ALL the repairs, and you are paying the deductible your friend's car has been devalued by the occurrence. She deserves compensation for this devaluation.

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answerman63
Rating
Here's the CORRECT answer. First off, it depends on who's responsible for the accident. If it's the other driver, then their insurance will cover it. If it's you (the borrower of the car), then the car owner (person who lent you the car)'s insurance will cover it, but the owner and/or his insurance company could sue YOU (the borrower) for damages. If you are a true friend you should be offering to pay for the damage IF it was your fault; if it was NOT your fault then let the other guy's insurance company deal with it. Hope this info helped.

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mama
Rating
If it goes to court, you will be ordered to pay. Regardless of whether or not the owner of the car has insurance. Don't drive someone elses car!

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R1volta
Rating
You

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mykidsRmylife
Rating
you. do the right thing and have your friends car repaired.

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MC
Rating
The person driving is responsible but they will make the owner pay if they don't.

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JustaFriend
Sorry to say it, but you are!

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bballchick
Rating
whoevers fault it was

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Banwa
Rating
Your friend should be insured. I'd expect my friend to take care of it.

You lent the car to her in perfect condition. That is how you should get it back.

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