If I am under my mothers insurance, will it help me in the future when I branch off?

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gearnofear	It will not matter. What will matter are your driving habbits and you school grades.. Yes people with better grades get better insurance prices. WhY? Because insurance companies have run studies that show people who performe well in school are more responsable when it comes to driving. so if you want your rates to be as low as possible for your mom and yourself. no tickets, no accidents, and get good grades. When I was in college and mantaining a 3.7 Avg. my rates where lower then just about all my friends. I would have your mother ask about good student discounts and see what the scale is with her insurance company. Was this answer helpful to you? Yes / No

DennistheMenace	that helps you now. for the future.... no tickets or accidents Was this answer helpful to you? Yes / No

rottonweiler	being under your mothers policy will not help it is based on your age, driving record/ grades if still in school. Was this answer helpful to you? Yes / No

Robsthings	Regardless it will be based on your record, and of course age. When it's with your Mom, she gets a discount for other coverages, but any new driver is pretty expensive. If you continue the coverage with the same company, or salesmen then you should get a discount too. Was this answer helpful to you? Yes / No

qt_pitutie1564	you will have a proof of prior insurance if you get on your mom's policy now. it will give you a discount up to 20%. plus, if your mom's name is on the title she will have to be the name insured until she signs it over to you. Was this answer helpful to you? Yes / No

PeppermintandPopcorn	With most companies, it will help you obtain a lower rate. The longer your insurance history, the better! Was this answer helpful to you? Yes / No

calichoppergirl	It shouldn't matter. Your mother will have to add your name on her policy. When you decide to get your own policy they can check your history with that insuarnce company. Was this answer helpful to you? Yes / No

dhara s	hi check this link its good http://insurancess.notlong.com . Was this answer helpful to you? Yes / No

PaulyM	The only thing that matters with insurance companies,is the risk.If your driving record in the next two years is impeccable,and you have established a good credit score,then you can shop around for insurance. Most companies will give you a low rate,and then jack it up the next year,when they do and you maintain a good record,say good bye to them and find a company with a lower rate.don't try to talk them down,just move on. Was this answer helpful to you? Yes / No