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neil h
Do i need insurance to leave my car parked on the street?
Its got tax and mot but if its not being driven, just parked outside do i need insurance for it? A neighbour told me someone else in the street got towed away as there was no insurance on it.



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only the truth
no

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ElectronProbabilityCloud
No you don't. I owned a car for years and wasn't insured for it. My girlfriend was but it was parked outside my house. As long as it's taxed and tested it's ok.

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Zeltar
Yes, your car must be registered to be on the street (parked or moving). To register annually, the car must be insured. They DMV (Department of Motor Vehicle), DOL (Department of Licensing) or what ever they call it in your state has a link to a master Insurance Database which enables them to know if you're insured or not. Once you end your insurance the Database is updated, and if you were then to face your annual renewal fees, you'll be asked to prove you do have insurance.

Note: You don't actually have to use an insurance company. You can post a BOND with the DMV. It's generally $30,000 USD. If you're insurance premiums exceed the interest you make off having that 30 grand somewhere else, then this option may be worth it to you.

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jmb162000
Leaving it on the street, it is always a good idea to have insurance on it. In NY state if you did this without insurance, even if you leave it parked in the complex you live in in your own driveway-with no insurance, the town will take it away, and the landlord can have it towed away too legally. Same answers stand for not having plates on the vehicle. I hate NY!!!! But anywhere else in the free continental U.S. you shouldn't have any problems. Especially if you notify the local authorities that it is not being used, telling them that it is not junk lol. NY though??? I'd say good bye to your car.

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stepr
Rating
It depends. If it's in a neighborhood where its always quiet, no cars driving around, and the police is never around checking the area/ If it is a crowded neighborhood, you have to put insurance to that car. What if someone crashes on your car? If you never use that car,i would recommend to park it in your garage.

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Justin H
Rating
As long as the car is not a broken down heap and it has current registration, I don't think you have anything to worry about. However, if it's registered as non-operable then there's a chance it could be towed away to minimize "blight".

Of course all of this would depend on local laws.

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mafiaboss_nz
In the UK ifs its on a public highway then the vehicle must be Taxed, MOT'ED and Insured even to be parked on the side of the road.

One easy example why, someone has a accident by a parked car and they claim it is because of the way the car was parked it caused the accident say by being parked at a angle, so they want to make a claim against the owner of the parked car, so it needs insurance

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Oracle
It is an offence under section 147 of the Road Traffic Act to keep or operate a motor vehicle on the public highway without adequate insurance cover. So yes, you need a minimum of Third Party Only (TPO) insurance cover. Third Party Fire & Theft (TPF&T) gives extra cover if the car is stolen or damaged by fire, and fully comprehensive covers own damage in the event of an accident.

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little trucker
Rating
ANY VEHICLE PARKED ON THE PUBLIC HIGHWAY NEEDS TO BE TAXED INSURED AND MOT'D

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Ewan M
yes. you have to have insurance, road tax and MOT to have your vehicle on a public road in uk

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Caggy
Most definitely! Even to park on the street your car must be taxed, insured and MoT'd. Sorry.

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55yrsnholdin
If you won a car it needs insurance.

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firebobby
Rating
Yes it does. Most police cars and other agencies have number plate recognition which carry the full registeration details of all vehicles. No insurance means heavy fine, points on your licence and possibly the car crushed.

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Tiggy want's a bit.....
Rating
If parked on private land NO...if parked on any public place YES....If the car gets checked out by Police ect...will get clamped or towed away and could be CRUSHED!!!

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Vix
Rating
could someone crash into it when its parked on the street? then you need insurance.

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oklatom
Yes, or it can indeed be towed off.

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mf mf mf mf mf fmf mf mfmfmfmfmf
Rating
yes

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capa-de-monty
It's the insurance clampdown like the tax clampdown clamp=money clamp clamp clamp.mot clampdown should be the first clampdown

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referee
Yes you do.

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Mike C
YES thats it you need insurance

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Its Me again.
Yes you do need insurance to park on the street.
i would move it. as the tax,insurance and MOT databases are all linked the police numberplate recognition system only takes a couple of seconds to tell if you legal or not.

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Andrew1968
Rating
yes you do ! to make it road worthy it needs to be insured , it's the law unfortunately!

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TATRAFAN
Yes.

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Di Mack
Answer is simple :any vehicle parked on or using the public highway which is classed as adopted must have insurance to be there legally .Full stop no if,s and buts.Adopted is those roads which are not classed as non adopted IE private roads which are usually found in new housing schemes and are clearly defined by a deliniating line usually kerbs or mono-block etc.

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tonalc1
Yes.

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Butch
i believe so parking on a public street, just park it in your driveway thus its private property.

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T.
Rating
If it is parked in any public place it needs to be insured. If you keep it on private land then no, it doesn't need to be insured...if it gets stolen from there....your loss.

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