Can you drive another uninsured car (just brought) on your own insurance?

Show all answers

Post your answer

Grampy	If you buy a car you must be insured for that vehicle.If someone else owns the car and they are fully comp,they can give you permission to drive that car,and you would be third party on their insurance.That is the law. Was this answer helpful to you? Yes / No

Micky Bananas	If you have fully comprehensive insurance on a car you own, this covers you to drive any other car on a 3rd party basis as long as it isn't owned by you. If you are buying a car from somebody, the moment money has changed hands it actually belongs to you so this 3rd party clause does not apply. You need to arrange insurance for any car you "own" before you drive it on the public highway. So, before you go to pick up a car you are buying, get the information about it first (reg number etc.) from the seller and either phone or go online to an insurance company and get it done in advance. All insurance companies will cancel a policy within 14 days for no charge should you go to buy the car and the deal falls through, so if the worse happens it won't cost you anything. You must have your own insurance policy in place for any car you own before you drive it on the road. Yes the 3rd party thing is a loophole that allows you to drive any car not in your name, but if you drive an untaxed car you would be breaking the law. Was this answer helpful to you? Yes / No

welcome news	The simple answer is that you must arrange for the vehicle to be brought home or insured before you drive it. The law is very clear on this. Possible scenarios are: You bring a friend to drive it on his 'driving other cars' extension (make sure he has one!) You hire a trailer and put the vehicle on the trailer and tow the trailer home. Whilst I appreciate your annoyance, look at it from a different perspective - you currently have a Renault Clio and suddenly decide to buy a much more powerful car. You lose control on the way home and hit a pedestrian. Without insurance you are now bankrupt! Was this answer helpful to you? Yes / No

Sarah P	the law now states that the other car HAS to be insured and you cannot use another car to pick up your own car from the authorities or pound you can add the car onto your insurance temporarily so you can drive it home but you will need it taxed Was this answer helpful to you? Yes / No

YummiMummi	You cant drive without tax, when you buy the car you need to get the green part of the log book and go to a post office and buy tax, its also worth ringing your insurer and finding out leagally about the insurance, i would do your homework before you leave i.e where is the nearest post office etc Was this answer helpful to you? Yes / No

Peter G	As far as insurance is concerned, it depends what your cover note says. Some cover notes quote the registration number of the car they apply to - in this case you cannot drive another vehicle until your insurance company is notified and technically you are in possession of new documents. However, some policies cover 'any vehicle the property of the policy-holder...' in which case a vehicle in the same category which belongs to you but is not notified to the company will be covered for third party risk only. Such a cover note could also be used to obtain a tax disc for that vehicle. It is ALWAYS an offence for an unlicensed vehicle to be on the public highway - no exceptions! Was this answer helpful to you? Yes / No

WelshLad	This is what I would do: Get it insured first in your name. Ask the seller to tax it and you will pay them for it when you collect the car. If you are picking it up on a Sunday night, do the above before then. Was this answer helpful to you? Yes / No

Bardic	In the circumstances you outline you can neither drive or tow it. It must be trailered or otherwise carried. Simple as that. Either that or you get the vendor to tax and MoT it and arrange cover with your insurers. Was this answer helpful to you? Yes / No

Do-lally	You need to phone your insurance company & get insured on it yourself & buy tax for it too - you can't drive it 200miles without doing this first! Was this answer helpful to you? Yes / No

Ansell A	In your scenario - then it is entirely your own fault if you cannot get the car home. Knowing that there was no tax or insurance, you would need to get the car trailered home. You are not allowed to drive a car on the roads without tax. There are no circumstances where this is ok. So again in your scenario you cannot do it. If your insurance allows it (not all policies do) then you can drive another car on your insurance. When you got caught previously you were lucky, they could have impounded the car for no tax if they had felt like it. Was this answer helpful to you? Yes / No

daangilley@btinternet.com	no if the car is not taxed any insurance will be viod anyway only way is get someone with a trailer Was this answer helpful to you? Yes / No

Daneen U	Yahoo-TOS O, I recommend an online insurance quote. It's free and quick to do. http://www.autoadviceonline.com/Free-Auto-Insurance-Quote.html Good Luck! Was this answer helpful to you? Yes / No