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Hi i crashed a guy that had insurance but not a license there was not that much damage what should i do ? |
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How do I get my drivers license in the state of Texas? |
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Need car insurance...asap!? |
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Is it possible to transfer my plate to my new car in other state and drive couple years with my old plate? |
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Hit and Run rental truck? |
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AnJeL |
Can i sue him since he doesnt have car insurance?
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My boyfriend was driving my car christmas eve and 16minutes aftr dropping me off he got hit by another driver. My boyfriend was slightly injured and was transported to a hospital. The police report was just completed and I'm finding out today that the guy had zero insurance. My rental bill is over a thousand already and my insurance won't cover it. Can I sue the other driver? Additional Details But my insurance company isn't suing him. I said he has 0 insurance. I have uninsured motorist so mmy own insurance company is paying for it. He gets off scotch free with the exception of his own car being totaled
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dale b
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Sure. The only problem is that if he didn't have insurance, he'll never pay the judgment that a judge orders. Sorry.
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Larry E
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You can sue and win but what will you get. Probably nothing because he probably don't have any money.Then you will have to pay your lawyer out of your pocket.
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chevorlet2@att.net
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Yes
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Fred C
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No. Your insurance company will repair your car and sue him, they have the sole right to subrogation. He cannot be sued by you for damage recovery for the same accident the insurance company is suing him for. If you didn't purchase loss-of-use coverage, then you have indicated you were prepared to live without a vehicle for a while, in which case the rental of a vehicle would be classed as a personal choice by the court anyway. You can ask your insurance adjuster if they will add a month's rental to the suit, but, since you had no coverage in place for it, I doubt they will, or even legally can.
Sorry.
All those that say go ahead and sue should read their policy wordings. Your policy assigns rights of subrogation to the insurance company. That means they have the right to sue for any and all damages they pay out as per the policy, not you.
Edit Jan 23
If your claim is handled under uninsured motorist cover, it doesn't matter that the other driver has no insurance, that is what the uninsured motorist cover is for. Your insurance company can still sue him, probably has already, and you are not part of that action. If they get a judgment now, for damages paid out, and he comes into any money in the future, they will collect. If he never comes into money, they won't.
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oklatom
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Start by asking him to pay for your losses. If he refuses, you have the right to sue, but doing so might be throwing money away. Evaluate first. Does the at fault person have anything worth taking and selling? Usually those without insurance don't have much else, or they would have insurance.
I wish you well.
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Juliette R
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There are tons of websites where you can get a free insurance quote. http://www.simpleautoquotes.com/Auto-Insurance.html It only takes 5 minutes to do.
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