Can i buy my car back from insurance company after they have written it off as total loss?

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Krazy G	Doubt it your just best buying a new car . They will sell you back your car for same price or might not sell it at all but they will repair the car first . Was this answer helpful to you? Yes / No

Rebecca L	Yes, but you have to get it re-registered as "salvaged". Was this answer helpful to you? Yes / No

Jifr	Hiya: Once a car is a total loss....the actual car is then considered SALVAGE. When it is time to settle your claim - they will ask you if you want to RETAIN the salvage (vehicle). If you do not want to retain the salvage then the insurance company gets to keep it. Let's say the total loss value is $2000 and the SALVAGE is worth $500. If you settle and DON'T keep the salvage....you get $2000. If you settle and KEEP the salvage.....you get $1500. Why? When you settle a total loss the insurance company is essentially BUYING the vehicle from you at ACV and they then OWN the salvage. If you want to keep the salvage - you are essentially buying the salvage back. If you didn't get the salvage...the insurance company would sell it at a salvage sale anyway. Hope that helps. ~jifr! Was this answer helpful to you? Yes / No

UCANTCME	YES SOMETIMES BUT READ THIS FIRST THEN DECIDE. SALVAGED AND REBUILT VEHICLE TITLES MOST INSURANCE COMPANIES WILL NOT INSURE THESE VEHICLES BECAUSE OF LIABILITY TO THEM. IF THEY DO INSURE IT FOR YOU THE RATES WILL BE HIGHER AND THE VEHICLE WILL HAVE TO BE FULLY INSPECTED. IF YOU BUY ONE OF THESE VEHICLES FOR $10,000 AND YOU ARE INVOLVED IN AN ACCIDENT AND THE VEHICLE IS TOTALED, THE INSURANCE COMPANY MIGHT GIVE YOU 1/3 OF WHAT THE VEHICLE IS ACTUALLY WORTH. EVERYONE THAT BUYS ONE OF THESE VEHICLES WILL END UP PISSED OFF OR IN THE POOR HOUSE. VERY BAD TO BUY NO MATTER HOW GOOD THE PRICE MIGHT BE. ALSO YOU CANNOT GET ANY TYPE OF WARRANTY OR EXTENDED WARRANTY ON THESE VEHICLES AS WELL. Was this answer helpful to you? Yes / No

♥ Uwish ♥	Yes you can retain the salvaged vehicle. Its not really "buying it back" The insurance company will take a deduction known as Loss of Salvage (what they could have gotten for it at auction) So for instance say your vehicle is worth $1500. The insurance company would offer you the$1500 and they would take possession of the vehicle. Or you can keep the salvage and they would reduce the offer to $1200. (Mind you these #s are only examples.) Hope this helps! Was this answer helpful to you? Yes / No

robert g	Sometimes Was this answer helpful to you? Yes / No

nosdda	Yes, of course you can. Was this answer helpful to you? Yes / No

Marc	You need to do this during the course of the settlement. They can let you have the car for what is offered by the salvage yard. That amount is deducted from the amount you receive. Was this answer helpful to you? Yes / No

fastfunfurious	yes typically you have first dibs on car but they will set the price based on current totalled value Was this answer helpful to you? Yes / No

The Hawkmeister	You still own the ******* car, ask them where it is then tell them you'll get it towed to your house and fix it up yourself. Was this answer helpful to you? Yes / No

Pedro S	maybe...some only sell to junkyards to part it out...some will sell it;;;;they will not total a car just for cosmetic damage...have u seen the actual report on what is needed to fix it...ill bet not..and u will never get back the money u put in if u fix it.. Was this answer helpful to you? Yes / No

reggie	Yes you do have the option to buy it back, it will be classified as a cat D write off, once repaired you can have it inspected and the category will then be 'condition inspected' and it will regain its true value Was this answer helpful to you? Yes / No

Phurface	Yeah you can do this, it's their choice though if they want to sell it back to you. Was this answer helpful to you? Yes / No

Rich S	Yes usually you can. Was this answer helpful to you? Yes / No

soaplakegirl	Yes it is. What happens is you take less of a settlement to make up for keeping the car. The price is usually based on salvage value of the car. Was this answer helpful to you? Yes / No

Dan H	Often times, yes. Give them an offer. Was this answer helpful to you? Yes / No

duce	Some of them you can Was this answer helpful to you? Yes / No

whitefireman89	yeah you should have the first chance over every1 else and get it pretty cheap too Was this answer helpful to you? Yes / No

Taryn	Probably depends on your insurance company. My friend just had his car written off for $8900 and was able to buy the car back from them for $900. Was this answer helpful to you? Yes / No

Clueless	Depends omn what category write off it is, if it's C or D you can buy it back andd put it on the road again. Was this answer helpful to you? Yes / No

Ruphus B Tripehound	yes you can usally do that Was this answer helpful to you? Yes / No

kja63	Yes, you can. Was this answer helpful to you? Yes / No

*****	Yes you can, and real cheaps too. My brother in law done this, had the truck fixed , and it ran for a couple of more years before it finally gave out. Was this answer helpful to you? Yes / No

uh yeah	yes you can because they are just going to sell it to a junk yard any ways. make them an offer or ask them what they want for it and offer 50 less then they want Was this answer helpful to you? Yes / No

The Ghost of Sako T	Yes it is true, and I know several people who have done it. The downside is that the car now has a salvage title, which makes it difficult to resell. Was this answer helpful to you? Yes / No

Andersin	call your insurance company and ask...easy as pie. Was this answer helpful to you? Yes / No

DrB	I bought mine back (they had a set price) because I knew I could get it fixed and have more faith in it than I could a used car at a similar price.. Was this answer helpful to you? Yes / No

stu_the_kilted_scot	It's certainly worth asking them, as it might cost you less to buy back as salvage and then get a "back street" garage to do the repair work, possibly with recycled parts (scrap yard job) than to replace it with another vehicle Depends on the terms of the insurance, but ALWAYS worth asking as ONLY the insurance people can really answer it ! Was this answer helpful to you? Yes / No

d g	They may be willing to sell it to you for the salvage value. Act fast before the insurance company disposes of the car. Was this answer helpful to you? Yes / No

ryankneale	Many times it is, call them up and ask. Was this answer helpful to you? Yes / No