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 California DMV renewal and Smog question?
Okay, So I paid DMV renewal fees a month in advance, last week. The transaction went through but my car failed SMOG.

My renewal isn't due until next month, and so today I SMOGGED my ...

 What can i do to my car and not pay excess on my insurance? Read On Please...?
I Was going to paint the chrome V grille on my new corsa red and add a fake carbon fibre sticket to the side of the window on the door about 70cm tall and 12cm wide sticker, i will tell my insurance, ...

 A pink slip question urgent answer?
i was involved in a car accident and since my car was a total wreck and I could not have it in my property i gave the car away with the PINK SLIP,but now the inscurance is willing to pay the value of ...

 Driver license for international student?
I am an international student,
i want to apply for a driver license, i will finish first year by june.
what are the eligibilities of driver license for foreigners, i have a visa which ...

 Whats the Cheapest Car Insurance i can get in British Columbia?? 2qestion read on?
i want to buy my first car next year when i turn 17 but i need to know how much insurance i have to pay!?!?!

the car i kind of want is a good running beginner car any advice of which ...

 I just saw on my local FOX station that they were coming out with a new insurance tracker thing. Fake report?
It said that they'll be able to track down anyone who drives without insurance based on computer records and other stuff that they didn't go into great detail about.
PS i have ...

 State farm car insurance, cost...?
How much do you think it would (guesstimate) cost to purchase car insurance from state farm, as a 21 year old, who wants to purchase a new 2009 toyota yaris?

I don't want to get a ...

 16 year old driving a impala?
what do u think of a kid driving a 2001 chevy impala ,to school every day without permit nor insurance.is that car expensive? ohh n he she only 16 years old n a ...

 How old do you have to be to register a car in california?
how old do you have to be to register a car in the state of california...
im 17 and 7 months can I register a car by myself....

 My car was totaled in a car accident where I was not at fault.?
My insurance paid the balance of my car, currently renting a car, but can I get the person who hit me insurance to buy me another car? Is this reasonable? The other person ran a red light and ...

 Should I make a police report?
I was about to get in my car to put it in my driveway to wash it, when I noticed a long scratch that went from the front fender to the rear bumper.. I was fken pissed off..I thought it was my ...

 Helo, log book, is this the V5 registration or the owner manual that comes with plastic carry case?

 Drivers License and Insurance?
Okay, so I just recently passed my driving test, and my parents still wont let me drive at all. They said its because I dont have an insurance, they dont want to buy me insurance because it is ...

 Asking all insurance experts?
Is it possible to put insurance and register a car with just a learners permit? I found a good car and wanted to buy it but I do not know if you can register it with a learners permit, I live in new-...

 I want a Personalised Numberplate any suggestions?
I have been looking for one for ages and i found the perfect one but someone bought it grr. My name is ALIYSA and the numberplate i found was AL51 YSA which obv was perfect but as its gone i want ...

 How much on average is insurance for a Renault Megane?

 How do I register a car in a state that I'm not a resident?
I go to school in North Carolina but I'm a Massachusetts resident. I intend on buying a car in North Carolia but I'm not sure how the whole registering of the car process works. i.e tags, ...

 If you own a car but your not driving it do you have to have insurance?
in 16 in nj you get you licence at 17 but i want to buy this car ...

 Insurance Question!!!?
I just had a car accident and now both side is disagreeing with who hit who. I wanted to ask how would my insurance deal with this and would my insurance go up?...

 Driver's permit requirements question?
I have a quick question about getting a driver's permit. Quick and easy 10 points :)

While signing up for your driver's permit, do they ever ask you for your Social Security N...

After car insurance expires, how many days do you have to renew it?
My friend just got his car towed for no insurance, I thought you have 30 days after the effective date. Can someone please tell me so I can help him get his car back. SERIOUS ANSWERS ONLY!

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To back up what Ronald already said quite well, even if your insurance gives you 30 days to pay your premium without a penalty, once your insurance is expired, it is expired. It runs out at midnight on the date on the card, and if you have a wreck at 12:01 am and then pay your premium at 12:02 on line with a credit card, you were not covered at 12:01 and had no insurance.

If you were stopped, and could not produce a card showing you had insurance, the officer was correct in having the car towed, and to get it back you'll need proof of insurance.

No, no insurance company will 'give' you 30 days free insurance after your policy expires. As stated they won't charge you a penalty in some cases if you take care of it in the 30 day period, nor will they notify the state who will then pull your license in some cases until 30 days goes by.

Same thing with license plates. I tell people constantly "No, you may have 30 days to pay without a penalty charge, but when you're plates are expired, they are expired and you can't continue to drive for 30 days on an expired plate."

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ronald h
Here is your serious answer from someone in the business for 30 years. When it expires, it gone. There is no grace period as far as the legal community is concerned. If you are involved in an accident. the copany will not go back and cover your loss. The police will give you a citation for no insurance. If you are stopped for a traffic violation, your car may be towed in addtion to the citation which will cost several hundred dollars to get it back. If you are quick enough you can send in the payment that is due and if they accept it you will get a renewal with no lapse of coverage.r

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Scott H
Do you or your friend understand what "expires" means? There may be a grace period after that, but it probably varies company to company.

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George A
Once the insurance has expired, it's expired. Even if the insurance company gives their client a grace period, that is to keep the account from being canceled- not from being issued a citation by the police or having the car towed/impounded.

What the officer will go by is the printed effective from/to dates on the paper certificate your friend must carry at all times in the vehicle.

For example: If the certificate shows the effective dates are from Jan 1, 2009 to Mar 1, 2009 & the renewal was not paid on or before March 1st, then the insurance certificate is expired & if stopped by the police after March 1st, then the driver could be issued a citation & the vehicle is subject to be towed/impounded. (It's a different ballgame if he did have valid insurance, but had just forgotten to replace the expired certificate with the new valid one).

To get his vehicle out of impound, he is going to have to get his insurance renewed, then take the valid proof of insurance & go see the agency he needs to get the paperwork and pay the impound fees to so he can get his vehicle released back to him.

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Kristen W
..... when your insurance expires that means YOUR INSURANCE HAS EXPIRED THEN AND THERE. there is a certain date on your insurance for a reason, if the expirey date is march 17 that means that you can drive it up until 12am that night/day. after that day, you will be driving ilegally and will get pulled over.

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what is it about EXPIRED that is not understood...
1 read the policy..some co's will give you a few days to renew but not in writing? forget it
2 why should they give you "free" insurance which is what it is ...you didn't pay and yet stay insured??
3 if your insurance expires they can make you reapply at a higher rate..
4 to get car back pay fine and storage...adds up fast dont delay..

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If you insurance is expired, then you have no coverage until it is renewed. You don't have to renew it if you don't want to, but you would be driving illegally and be liable for any consequences.

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Ansell A
If it expires then it is expired, end off.
There is no "Grace" period.

If they want to get their car back then they must have valid insurance or it will not be released and could be crushed.

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